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Several new lawsuits have been filed recently alleging that employers violated HIPAAs non-discrimination rule by charging higher health insurance premiums to employees who use tobacco products

While researchers found that sales of cigars with explicitly flavored names decreased by 93%, concept flavored cigars increased by 74% in Providence and by 119% in the rest of the state

A Health Affairs article reports that they found the tobacco surcharge rate averaged approximately 14% and that it was associated with lower total enrollment as well as a reduced share of total enrollees who reported any tobacco use

Dip is sometimes also called chew or chaw

It is a true cigar connoisseur's delight and the biggest herbal cigar we have to offer

Alera Groups whitepaper explains the two types of health-contingent programs and outlines the five essential components a health-contingent, outcome-based wellness program must include if it also includes a tobacco surcharge