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Smoking is the leading cause of preventable death and disability in the world, claiming the lives of 480,000 Americans each year

In general, many insurance companies will consider you to be a smoker if you have used a tobacco product at least four times a week during the last six months.3 However, keep in mind that individual insurance companies have their own definitions as to what constitutes a smoker

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Incidentally, several barns are lost to fire each year, usually representing a substantial loss for the grower

The tobacco was losing its strength

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