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Life Insurance Policies: Insurance companies often request nicotine tests to assess an applicants smoking status, as smokers generally have higher health risks and are thus subject to higher premiums

These include a cough that won't go away, asthma, pneumonia, and laryngitis

That's likely to be the message with the most impact, says Kenneth Warner, an emeritus professor in public health at the University of Michigan

About 22 percent of Nevadans smoke, higher than the national average of about 21 percent, according to the U.S